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Ask MoneySense

Trying to balance passive and active investing styles

When adopting a DIY strategy does it make sense to keep aspects of your old portfolio?

Trying to balance passive and active investing styles
pension buyback

Retirement

Maximize OAS with a corporation

Gillian is facing major clawbacks. Here are solutions for her predicament

Maximize OAS with a corporation
capital gains tax condo

Taxes

Can I gift a condo to avoid capital gains tax?

Selling a condo to family for $1 to save tax? Not so fast

Can I gift a condo to avoid capital gains tax?
ETFs TD active vs passive

ETFs

Pros and cons of TD’s new actively managed ETFs

Managers can make active calls on asset classes based on their forecasts

Pros and cons of TD’s new actively managed ETFs

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REITs

Ask MoneySense

Should I rely on REITs for better investment returns?

Building your retirement nest egg? Focus on long-term real returns and don’t be too concerned with investment income

Should I rely on REITs for better investment returns?
tax deductible

Taxes

Tax on RRSP withdrawals through HBP

How much tax will this investor have to pay on an outstanding Home Buyers' Plan loan?

Tax on RRSP withdrawals through HBP
will

Financial Planning

The difference between wills and trusts

Knowing the difference between these two planning tools is the key to a successful estate plan

The difference between wills and trusts
rental properties

Taxes

Paying tax on rental income while living outside Canada

Ed lives abroad and wonders if he should contribute to an RRSP to lower tax on his Canadian...

Paying tax on rental income while living outside Canada

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monthly pension vs lump sum commuted pension

Debt

Should I use my RRSP to pay down debt at retirement?

This reader has $96K in debt and wants to pay it off in four years

Should I use my RRSP to pay down debt at retirement?

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