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Debt

Turning investment income into mortgage payments

For conservative investors, paying down debt provides a great return

Turning investment income into mortgage payments

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Using pension money to pay down debt

Vanquishing all debt before retirement is ideal but not always absolutely necessary

Using pension money to pay down debt

Investing

Making long-term return forecasts

Everyone wants to know, with some certainty, how the market is going to perform. Norm Rothery applies his logic...

Making long-term return forecasts

Investing

Why your bond ETF isn’t losing money

The way fixed income ETF returns are displayed can make investors think they are losing money

Why your bond ETF isn’t losing money

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financial advisor

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Is a Couch Potato good for large portfolios?

Pooled funds are one option for large portfolios but not necessarily the best

Is a Couch Potato good for large portfolios?
will

Financial Planning

The one thing your will doesn’t always decide

When it comes to investments, naming a beneficiary may supersede a will

The one thing your will doesn’t always decide

Retirement

Retirement income jitters

Penny has a defined benefit pension, but no equities. Will she have enough income in her golden years?

Retirement income jitters
Wall Street

Taxes

Does the 15% withholding tax apply to capital gains?

And who reports withholding taxes to the IRS—me, or the investment company?

Does the 15% withholding tax apply to capital gains?

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fee disclosure

Investing

Let’s put an end to embedded compensation

While the groundwork has been laid, investors continue to wait for regulators

Let’s put an end to embedded compensation

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