Ask a Planner Archives

Have you received an Ontario Trillium Benefit (OTB) notice from CRA? Here is what it means and what you...

The oft-cited RRIF meltdown tactic is a distraction. Concentrate instead on leaving a bigger legacy—or giving it away right...

There are still unique advantages to spousal RRSP accounts, even after the advent of pension splitting.

When bond yields rise, the effects ripple through the rest of the economy, and Canadians should take note. ...

You may be surprised how much RRIF income increases your tax bill after age 71. Here are some ways...

Many Canadians are entitled to compensation from a 2020 CRA class action settlement. Here is what you need to...

A reader just wants an assessment of her and her husband’s finances. Turns out that’s the cornerstone of financial...

Cell phone related expenses may be deductible for some taxpayers, even if they were missed in the past.

Incorporating can eliminate the need to pay CPP contributions if you are self-employed but there are trade-offs that should...