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MoneyFlex

Gen Z guide to getting more in a tough economy: How to negotiate salary, car deal, phone bills and more 

From rent to hair styling, phone to internet plans, these expenses are surprisingly negotiable. How every young Canadian can...

Gen Z guide to getting more in a tough economy: How to negotiate salary, car deal, phone bills and more 
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What to do if your pre-construction condo has dropped in value

Many pre-construction condos bought in recent years, especially in Toronto, are now worth much less. If you can’t close...

What to do if your pre-construction condo has dropped in value
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Ask a Planner

How does a U.S.-dollar TFSA work?

If you have tax-free savings accounts in Canadian and U.S. dollars, here’s how to avoid overcontributing.

How does a U.S.-dollar TFSA work?

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How to allocate a RRIF for secure income in retirement

Should you hold equities? Fixed income? An annuity? Or all three? Financial advisors debate the options in today’s “tariffied”...

How to allocate a RRIF for secure income in retirement

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Education Money

Top 5 questions about family RESPs

If you have multiple kids or grandchildren, a family RESP can help you save for their college or university...

Top 5 questions about family RESPs
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Education Money

Contributing to your grandchild’s RESPs: What grandparents need to know

Helping a grandchild pay for post-secondary education is a smart gift that keeps giving. Here’s how to maximize your...

Contributing to your grandchild’s RESPs: What grandparents need to know
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Education Money

You opened an RESP—now what?

A registered education savings plan is the best way to save for a child’s education. Here’s how to use...

You opened an RESP—now what?
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Education Money

Reducing risk in an RESP: How to invest as your kid approaches college or university

An RESP’s investment mix should evolve over time. Here’s how to focus on growing and then preserving your savings...

Reducing risk in an RESP: How to invest as your kid approaches college or university

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Education Money

RESP vs. RRSP and TFSA: What’s the best option for education savings?

Families saving for a child’s post-secondary education have more options than ever. With TFSAs, RRSPs and other accounts, does...

RESP vs. RRSP and TFSA: What’s the best option for education savings?

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