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TFSAs

Parking just cash in a TFSA may hurt investors

65% of those who use TFSAs exclusively hold cash

Parking just cash in a TFSA may hurt investors
Financial advisors

Investing

Do I still pay advisor fees in a self-directed account?

Simply transferring your mutual funds into a self-directed account won't lower your fees

Do I still pay advisor fees in a self-directed account?

Retirement

The truth about the 4% rule

It might be more wishful thinking than a rule

The truth about the 4% rule

News

BoC keeps interest rate steady at 0.5% again

The central bank also included some Trump-related risks in its outlook

BoC keeps interest rate steady at 0.5% again

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Careers

5 things your HR department isn’t telling you

Get free therapy

5 things your HR department isn’t telling you
future investment returns probate fees

Mortgages

Increase in CMHC fees will have little impact on buyers

Buyers won't feel impact of this new mortgage insurance fee increase, as the fees are added to the loan...

Increase in CMHC fees will have little impact on buyers
apply for OAS rrif

Retirement

When not to apply for OAS

Depending on your income, an OAS application could be a huge mistake

When not to apply for OAS
pay down the mortgage

Insurance

CMHC to raise mortgage insurance premiums

It would add about $5 to a monthly mortgage payment

CMHC to raise mortgage insurance premiums

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Retirement

3 strategies to help retirees boost cash flow

Retirees can use these three alternatives to create income while managing risks

3 strategies to help retirees boost cash flow

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