Student Debt

A woman is sitting at her desk, using her calculator to figure out her debt-to-income ratio.

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How to calculate your debt-to-income ratio—and why you should know this number

How to calculate your debt-to-income ratio—and why you should know this number
A woman sits at her computer, holding a credit card, contemplating using a line of credit to pay off her credit card debt

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Does it make sense to use a line of credit to pay off credit card debt?

Does it make sense to use a line of credit to pay off credit card debt?
A young woman is applying for OSAP on her laptop

Student Debt

Student loans: How do I apply for OSAP?

If you’re looking to apply for OSAP, make it easier on yourself by being prepared with these tips.

Student loans: How do I apply for OSAP?
older man speaking on mobile phone

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How to stop debt or pension payments after someone has died

Jarnail’s son passed away recently, yet his student loan payments continue to be withdrawn. What should his next steps...

How to stop debt or pension payments after someone has died

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Presented by CIBC Pace It

Financial help for students and recent grads affected by COVID-19

Find out whether you qualify for the new Canada Emergency Student Benefit, CERB, student loan repayment deferral or other...

Financial help for students and recent grads affected by COVID-19
Parents of a teenage son, contemplating paying off mortgage or investing in an RESP.

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Is it better to pay down our mortgage or ramp up contributions to our teen’s RESP?

Making accelerated mortgage payments can pay down a mortgage faster. But what about other financial goals, like RESPs? How...

Is it better to pay down our mortgage or ramp up contributions to our teen’s RESP?

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Websites connect students with post-secondary funding help

One innovative solution allows students, their parents and kind donors to convert unused loyalty points into tuition dollars.

Websites connect students with post-secondary funding help

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On-campus vs. off-campus housing

Meal plans are mandatory when living in residence.

On-campus vs. off-campus housing

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osap repayment student loans

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Unpaid OSAP loans can haunt your credit for years

Here's what you have to do to qualify for better loan rates

Unpaid OSAP loans can haunt your credit for years

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