How to get lower term life insurance rates

How to lower your term life insurance rates

These factors can boost or drop premiums


Seeking affordable insurance that fits your life? Well, just keep in mind that your age and gender—variables you have no control over—can really impact your rate. But there are other factors that can boost or drop premiums that you do have more control over (Here’s a tip: steer clear of tobacco). In the example below, we show how the base rate of a $500,000 10-year term life insurance policy for a 45-year-old can rise or fall.

term life insurance

The Ups and Downs of Term Life Insurance