How does a U.S.-dollar TFSA work?
If you have tax-free savings accounts in Canadian and U.S. dollars, here’s how to avoid overcontributing.
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How to allocate a RRIF for secure income in retirement
Should you hold equities? Fixed income? An annuity? Or all three? Financial advisors debate the options in today’s “tariffied”...
Top 5 questions about family RESPs
If you have multiple kids or grandchildren, a family RESP can help you save for their college or university...
Contributing to your grandchild’s RESPs: What grandparents need to know
Helping a grandchild pay for post-secondary education is a smart gift that keeps giving. Here’s how to maximize your...
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You opened an RESP—now what?
A registered education savings plan is the best way to save for a child’s education. Here’s how to use...
Reducing risk in an RESP: How to invest as your kid approaches college or university
An RESP’s investment mix should evolve over time. Here’s how to focus on growing and then preserving your savings...
RESP vs. RRSP and TFSA: What’s the best option for education savings?
Families saving for a child’s post-secondary education have more options than ever. With TFSAs, RRSPs and other accounts, does...
Is real estate the best investment for a Canadian retiree?
I had three meetings this past week with Canadian clients where I challenged their real estate strategies. Here’s why.
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How to manage money as a student
Here are several ways you can create habits that encourage saving and smart spending so that college or university...