How to withdraw RESP funds
Many Canadian families save for their kids’ post-secondary education with an RESP account. How do RESP withdrawals work?
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Can you build a 40/30/30 portfolio with ETFs?
This more sophisticated alternative to the 60/40 portfolio promises to avoid down years like 2022. Is it achievable for...
Can you move income back and forth between spouses?
A MoneySense reader wants to report half the capital gain for a rental property on his spouse’s tax return....
How financial journalists plan their own retirement
Do personal finance journalists ever really retire? Jonathan Chevreau talks to Rob Carrick and other long-time writers about stepping...
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Should you sell stocks to simplify with an all-in-one ETF?
A MoneySense reader wants to sell stocks and buy ETFs but has concerns about the tax implications. Here’s what...
What’s better for buying a second home: HELOC or personal loan?
A MoneySense reader wants to buy a second property, perhaps using the equity in her primary residence. What should...
Could bitcoin reach $200,000 by the end of 2025?
Bitcoin is the seventh-largest global asset—can it keep rising? Plus, ETH’s resurgence, and whether investing in MSTR is a...
“I inherited my husband’s TFSA. Does that affect my contribution room?”
It matters how you designate a spouse on your TFSA should you die before they do. Successor holders get...
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4 underused tax and financial benefits Canadians are overlooking
Many people aren’t taking advantage of the tax credits and government benefits they’re eligible for. Jason Heath highlights four...