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GICs

Investing

The best GIC rates in Canada for 2025

Find the best GIC rates in Canada. Plus, everything you need to know about how they work.

The best GIC rates in Canada for 2025
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Ask a Planner

How can couples avoid capital gains tax on property in Canada?

A MoneySense reader asks what tax and probate implications she might face if she inherits a rental property held...

How can couples avoid capital gains tax on property in Canada?
A man and woman discuss a document in their living room

Ask a Planner

Tax implications of giving your spouse money to invest

A MoneySense reader wants to give money to his spouse to invest. Can he avoid Canada’s income attribution rules?

Tax implications of giving your spouse money to invest
A woman checks her investments on a tablet

Ask a Planner

How is investment income taxed in Canada?

A MoneySense reader wants input on the tax implications of her investment withdrawals, but she can’t get a straight...

How is investment income taxed in Canada?

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TFSAs

TFSA confusion: The myths that just won’t die

The tax-free savings account is a great wealth-building tool, but it’s sadly misunderstood. Here are seven TFSA features Canadians...

TFSA confusion: The myths that just won’t die
Phone showing a screen of the Wealthsimple app where you can trade stocks, such as APPL

Investing

Wealthsimple Trade in-depth review 2025: The pros and cons of investing on this app

Is it easy to buy and sell stocks and ETFs? Is it safe for Canadian investors? Find out the...

Wealthsimple Trade in-depth review 2025: The pros and cons of investing on this app
Canadian couple in their first home happy the BoC held its rate.

Columns

Making sense of the Bank of Canada interest rate decision on June 4, 2025

Making sense of the Bank of Canada interest rate decision on June 4, 2025
The Bank of Canada in Ottawa

News

BoC held its rate on June 4—here’s why

The Bank of Canada held its key rate at 2.75%, citing high uncertainty, tariffs and more.

BoC held its rate on June 4—here’s why

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Columns

How to allocate a RRIF for secure income in retirement

Should you hold equities? Fixed income? An annuity? Or all three? Financial advisors debate the options in today’s “tariffied”...

How to allocate a RRIF for secure income in retirement

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