Ask a Planner

“We’re well off in retirement. How can we pay less tax?”

A financial planner explains some tax-saving strategies that Canadian retirees may not have thought of.

Taxes

How the Canada GST/HST tax credit works

Curious to know if you’re eligible for a recurring credit? Discover whether this quarterly benefit could add tax-free cash...

Ask a Planner

How can couples avoid capital gains tax on property in Canada?

A MoneySense reader asks what tax and probate implications she might face if she inherits a rental property held...

Ask a Planner

Tax implications of giving your spouse money to invest

A MoneySense reader wants to give money to his spouse to invest. Can he avoid Canada’s income attribution rules?

Ask a Planner

How is investment income taxed in Canada?

A MoneySense reader wants input on the tax implications of her investment withdrawals, but she can’t get a straight...

Retirement

RRIF and LIF withdrawal rates: Everything you need to know

Most registered retirement savings plans are eventually converted to registered retirement income funds. Here’s what to know about RRIF...

Budgeting

What is the Canada Carbon Rebate?

Learn about Canada’s carbon tax, launched in 2019 and ended in 2025.

Investing

Wealthsimple Trade in-depth review 2025: The pros and cons of investing on this app

Is it easy to buy and sell stocks and ETFs? Is it safe for Canadian investors? Find out the...

Debt

Should I use retirement savings to pay off credit card debt?

Created By

Credit Canada