How the $10-a-day child care program can affect your taxes
The new subsidized child-care spaces are indeed a bargain, but they come with reduced tax benefits. Here’s how to...
Selling a cottage to a family member: What that means for capital gains
If the property was bought before 1994, there may already have a $100,000 capital gains deduction.
Tax deductible expenses when selling a cottage in Canada
Minimize capital gains taxes on the sale of a cottage in Canada by making smart reno choices.
What are capital gains?
If you’re selling real estate or an investment, you’ll need to understand capital gains—especially with the recent inclusion rate...
6 things to consider before borrowing from the Bank of Mom and Dad for your first home
Borrowing from family can seem convenient, but there are things to think about first, like interest, taxes, family power...
Should you get a 30-year mortgage?
Longer mortgages can stretch the amount you qualify for and provide some wiggle room in your budget. Here’s how...
Can you help your kids financially without compromising your retirement?
A Certified Financial Planner explains what to think about before helping your kids with a gift or loan.
Can you use the Home Buyers’ Plan to buy a foreign property?
Find out if you can use the RRSP home-buying program to purchase foreign property and the tax implications that...
Is a vacation home a good investment?
A cottage or other vacation property can provide a great way to unwind and spend time with family. But...