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RESPs

How much money does the government contribute to an RESP?

Government grants are one of the biggest reasons why Canadians open registered education savings plans for their kids. Here’s...

How much money does the government contribute to an RESP?
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Columns

Should you pay off student debt before investing?

If you want to start investing but you’ve got a Canada Student Loan or other student debt to repay,...

Should you pay off student debt before investing?
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Ask MoneySense

My three kids chose different educational paths. How do I withdraw RESP funds in a way that’s fair to them and avoids unnecessary taxes?

A Certified Financial Planner explains how RESP withdrawals and taxation can work for each of your children, regardless of...

My three kids chose different educational paths. How do I withdraw RESP funds in a way that’s fair to them and avoids unnecessary taxes?
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Financial literacy

6 strategies for teaching kids about money

Want your kids to excel at managing their finances someday? Here’s how to get started on teaching kids about...

6 strategies for teaching kids about money

Investing

Best cash-alternative ETFs 2025

With rates, inflation and capital preservation on Canadian investors’ minds, it made sense to add a new category last...

Best cash-alternative ETFs 2025
A girl smiles at her money-tracking app on a smartphone

Financial literacy

How do I teach my kid to save an allowance?

Kids learn their money habits, in large part, from their parents. Here’s how I’m helping my daughter learn to...

How do I teach my kid to save an allowance?
A young woman checks her child's RESP balance on her phone

Ask a Planner

What to do when you have insufficient or unused RESP funds

RESPs often fall short of funding a child’s full education, but sometimes an account holder ends up with unused...

What to do when you have insufficient or unused RESP funds

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Ages 18+: Teaching your adult child about paying for school

Ages 18+: Teaching your adult child about paying for school

Learn

Ages 13 to 17: Teaching teens to budget

Ages 13 to 17: Teaching teens to budget