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Mortgages

Mortgages

We don’t charge you mortgage insurance: CMHC

You could still pay a premium even with a 20% down-payment

We don’t charge you mortgage insurance: CMHC

Retirement

Should I pay my mortgage faster or invest more?

Factor in your priorities and come up with an answer that fits you

Should I pay my mortgage faster or invest more?

Mortgages

Location a key factor in getting a cottage mortgage

Most lenders want a cottage to be a four-season property

Location a key factor in getting a cottage mortgage

News

Loans may be difficult for millennial contract workers

Contract work has grown our times faster than full-time work

Loans may be difficult for millennial contract workers

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Mortgages

Low mortgage rates may be masking high fees

Lenders are lowering fees to stay competitive ─ but it may cost you

Low mortgage rates may be masking high fees

Mortgages

How lenders calculate debt ratios on rental properties

Not all your rental income is used to lower your debt service ratios

How lenders calculate debt ratios on rental properties

Buying

First-time home buyers increasingly seek parents’ help

42% turn to “Bank of Mom and Dad"

First-time home buyers increasingly seek parents’ help

Mortgages

Choosing a mortgage that fits

Not all mortgages are created equal. Here's what to look for

Choosing a mortgage that fits

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Mortgages

Basics of mortgage debt ratios

How the TDS and GDS are calculated

Basics of mortgage debt ratios

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