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Mortgages

How lenders calculate debt ratios on rental properties

Not all your rental income is used to lower your debt service ratios

How lenders calculate debt ratios on rental properties

First-time home buyers increasingly seek parents’ help

42% turn to “Bank of Mom and Dad"

First-time home buyers increasingly seek parents’ help

Choosing a mortgage that fits

Not all mortgages are created equal. Here's what to look for

Choosing a mortgage that fits

Basics of mortgage debt ratios

How the TDS and GDS are calculated

Basics of mortgage debt ratios

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Higher mortgage insurance premiums could hurt first-time buyers

Could force delayed purchases

Higher mortgage insurance premiums could hurt first-time buyers

Genworth follows CMHC, raises mortgage insurance premium

Rate wlll go up 15% June 1

Genworth follows CMHC, raises mortgage insurance premium

Using a RRIF to pay down the mortgage

Should you eliminate debt with savings? Not always

Using a RRIF to pay down the mortgage

It’s getting harder to buy mortgage insurance in Alberta

"Heightened vigilance" at Genworth

It’s getting harder to buy mortgage insurance in Alberta

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Canadians fall deeper into debt

Millennials doing a better job of staying afloat than Gen X however

Canadians fall deeper into debt

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