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Retirement

Maximize income splitting—years before you retire

Plan for your golden years in your 30s. Here are tips

Maximize income splitting—years before you retire
pension buyback

Retirement

Maximize OAS with a corporation

Gillian is facing major clawbacks. Here are solutions for her predicament

Maximize OAS with a corporation

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monthly pension vs lump sum commuted pension

Debt

Should I use my RRSP to pay down debt at retirement?

This reader has $96K in debt and wants to pay it off in four years

Should I use my RRSP to pay down debt at retirement?
pension guarantee

Pensions

Should I pay for a pension guarantee?

Ed wants to know whether he should pay now so his spouse never has to worry about retirement income

Should I pay for a pension guarantee?

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RRSPs

How to know a spousal RRSP is right for you

Wayne’s wife has no RRSP room, so he’s hoping she can use some of his. But there's a better...

How to know a spousal RRSP is right for you
apply for OAS rrif

Retirement

When not to apply for OAS

Depending on your income, an OAS application could be a huge mistake

When not to apply for OAS

Retirement

What are the tax rules for LIRAs?

You can convert it into a LIF or an annuity

What are the tax rules for LIRAs?

Retirement

Can I retire in 6 months?

Walter, 63, may be forced into retirement next spring. But is he ready?

Can I retire in 6 months?

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annuity

Retirement

Should I combine my defined benefit pensions?

The pros and cons of amalgamating a HOOP defined benefit plan with an OMERs pension plan

Should I combine my defined benefit pensions?

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