Newcomers to Canada

The debt gap nobody talks about

Canada is built around borrowing, credit scores, and financing. For many newcomers, adapting to that system can feel overwhelming.

News

Credit card interest rates: How high is too high?

A proposed 10% cap on U.S. credit card interest rates revives Canadian debate over bank profits, consumer savings, and...

Credit Cards

Credit card interest calculator

Calculate your credit card interest and see how long it will take to pay off your balance with our...

Debt

Credit counselling calls surge as Canadians struggle with rising costs

Credit counselling agencies across the country saw a 40% year-over-year increase in calls for financial help around debt, missed...

Debt

How to consolidate debt in Canada

Created By

Credit Canada

Shopping

What to know before you use “buy now, pay later” in Canada

Many retailers offer buy now, pay later programs to encourage spending. Understand the risks, including how your BNPL data...

Debt

Should I use retirement savings to pay off credit card debt?

Created By

Credit Canada

News

Missed credit payments grew by 4% in the first quarter of 2025

More Canadians are missing credit payments compared with last year, according to a report from credit bureau Equifax.

News

What is a consumer proposal? How does it work?

If spiralling debt has you on the brink, a consumer proposal may be the right move. Here’s how it...