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credit history

Three diverse young women chat and drink coffee

Debt

How to build credit history in Canada

Your credit score matters when you apply for a credit card, apartment lease or loan in Canada. Here’s how...

How to build credit history in Canada
Canadian woman looking at her credit score after realizing she left her credit card dormant.

Credit Cards

What happens if you don’t use your credit card?

What happens if you don’t use your credit card?
A man smiles as he checks his phone

Credit Cards

How to use your credit card responsibly

How to use your credit card responsibly
Frustrated consumer when credit card application denied

Credit Cards

What happens if you get rejected for a credit card?

What happens if you get rejected for a credit card?

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Four sheets of letterhead paper with the Equifax logo

News

Equifax Canada testing use of rental payment data for credit scores

Equifax Canada says it’s exploring how rent data could factor into credit scores to help make credit and financial...

Equifax Canada testing use of rental payment data for credit scores
Prime Minister Justin Trudeau speaks at a podium labelled Fairness for Every Generation

News

Cautious optimism for federal plan to let rent count toward credit scores

The Canadian government is taking steps to have rental history counted towards credit scores, as a wayto help first-time...

Cautious optimism for federal plan to let rent count toward credit scores
Canadian man holding up multiple credit cards.

Credit Cards

What does opening or cancelling a credit card do to my credit score?

What does opening or cancelling a credit card do to my credit score?
Three friends celebrating after they each created their own budgets

Budgeting

How to create a monthly budget: A step-by-step guide for Canadians

How to create a monthly budget: A step-by-step guide for Canadians

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Spend

6 things you didn’t know could be hurting your credit rating

You pay your bills on time, so that means your credit score is in good shape—right? Not necessarily. Here’s...

6 things you didn’t know could be hurting your credit rating

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