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An older man in a winter coat stands in a wooded area and looks worried

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What happens to your debt when you die

What happens to your debt when you die
a woman on her phone in the kitchen, possibly answering a call from a debt collector about a family member

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Can debt collectors discuss your debt with your family members?

Can debt collectors discuss your debt with your family members?
A woman smiles as she reviews her credit score online

Debt

How to improve your credit score

Having a good credit score will help you obtain a loan or rent an apartment. Here’s what you need...

How to improve your credit score
A woman is sitting at her desk, using her calculator to figure out her debt-to-income ratio.

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How to calculate your debt-to-income ratio—and why you should know this number

How to calculate your debt-to-income ratio—and why you should know this number

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A woman sits at her computer, holding a credit card, contemplating using a line of credit to pay off her credit card debt

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Does it make sense to use a line of credit to pay off credit card debt?

Does it make sense to use a line of credit to pay off credit card debt?

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How long do debt collectors try to collect in Canada?

How long do debt collectors try to collect in Canada?
A couple sitting on their couch enjoying their home, as they look out the windwo

Debt

Should you take RRSP withdrawals to pay down debt?

With a partner out of work, this reader is considering a RRSP withdrawal to try to reduce her mortgage...

Should you take RRSP withdrawals to pay down debt?
A young woman is applying for OSAP on her laptop

Student Debt

Student loans: How do I apply for OSAP?

If you’re looking to apply for OSAP, make it easier on yourself by being prepared with these tips.

Student loans: How do I apply for OSAP?

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Should I pay off a loan using my RRIF?

The math says no, but don't overlook your own mindset

Should I pay off a loan using my RRIF?

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