When your pension isn’t big enough, what do you do?
With a mix of pension benefits, registered accounts and other assets, it’s entirely possible to build a comfortable retirement.
FPAC
Members of FPAC (the Financial Planning Association of Canada) are a source of quality advice. Working closely with governments, regulators, financial planners, academia, vendors and the general public, FPAC’s goal is to set standards and principles that will allow financial planning to evolve into a knowledge-based profession that ultimately commands the credibility, public awareness and respect afforded to other advisory professions. If you have financial planning questions, FPAC members can help—consult our directory of members to find the right fit for you.
New to Canada and no pension: How to save for your retirement
How much money do you need to retire in Canada, and what sources of income can you rely on...
Is this a good time to buy a home in Canada?
Economists expect interest rates to keep falling. So we asked four experts if now is the ideal time to...
Which savings should retirees draw down first?
Seniors seeking a decumulation strategy may be asking the wrong questions. Start with your spending plan, then model how...
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30 and no pension: What are your options?
Many 30-year-olds are at the crossroads of some major life expenses. Here’s how to save for retirement during a...
Annuity vs. GIC: What makes sense for retiring?
Can you compare apples to apples with annuities and guaranteed investment certificates for retiring? Let’s find out.
Using a HELOC as an investment strategy: not as taboo as you might think
Would leveraging the equity in a home to invest in dividend-paying investments lead to tax repercussions?
Using whole life insurance for tax-free income in retirement
Borrowing against a policy’s cash value can provide tax-free income. But there are still costs involved and other factors...
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6 things to consider before borrowing from the Bank of Mom and Dad for your first home
Borrowing from family can seem convenient, but there are things to think about first, like interest, taxes, family power...