Loans

A woman smiles as she reviews her credit score online

Making It

How to improve your credit score

Having a good credit score will help you obtain a loan or rent an apartment. Here’s what you need...

How to improve your credit score
A woman is sitting at her desk, using her calculator to figure out her debt-to-income ratio.

loans

How to calculate your debt-to-income ratio—and why you should know this number

How to calculate your debt-to-income ratio—and why you should know this number
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Life Insurance

Do I really need life insurance?

Purchasing a life insurance policy is considered good planning and, for some, the pinnacle of “adulting.” Here’s how to...

Do I really need life insurance?
A woman in her 60s is greeting her mother with a hug.

Ask a Planner

Should you loan money to someone who is house rich and cash poor?

Loaning money to someone who is house rich and cash poor requires some consideration. Even when it involves family....

Should you loan money to someone who is house rich and cash poor?

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loans

How long do debt collectors try to collect in Canada?

How long do debt collectors try to collect in Canada?
a woman cosigns on a loan in a sunny office

Qualified Advice

I cosigned a motorcycle loan and the owner passed away: What are my obligations to the bank?

A Certified Financial Planner helps a reader understand their obligations—and their options—after cosigning on a loan.

I cosigned a motorcycle loan and the owner passed away: What are my obligations to the bank?

Mortgages

What is a mortgage?

A mortgage is a loan that can help you buy the perfect home. Here’s how they work, how to...

What is a mortgage?
A young woman is applying for OSAP on her laptop

Student Debt

Student loans: How do I apply for OSAP?

If you’re looking to apply for OSAP, make it easier on yourself by being prepared with these tips.

Student loans: How do I apply for OSAP?

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Auto

The story on long-term auto loans

Long-term auto loans may not be a bad idea.

The story on long-term auto loans

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