loans

How to calculate your debt-to-income ratio—and why you should know this number

Created By

Credit Canada

Real Estate

Should you buy real estate through a corporation?

It can make sense to purchase rental or vacation properties through a corporation, but often it's simpler—and less risky...

Ask a Planner

Will you make money on your rental property?

Rental real estate has been a great investment for many Canadians. But how do you assess whether yours is...

Columns

Housing affordability: What happens when lower home prices take on higher borrowing costs?

Borrowing costs are increasing as Canada experiences the fastest drop in home prices since the 1980s. Have we reached...

Life Insurance

5 reasons to buy life insurance—right now

An effective financial plan goes beyond saving and investing. Life insurance can also be a key element in achieving...

Real Estate

Why now might be a good time to be a first-time home buyer in Alberta

Alberta is an attractive place to buy a first home. We look at what first-time buyers can expect in...

Mortgages

5 surprises to avoid when switching mortgages before your term ends

Switching your mortgage can save you money—but be careful not to pick an offer that reduces that benefit by...

Real Estate

Read this before applying for the First-Time Home Buyer Incentive

The FTHBI promises to help make real estate more affordable, but there’s a catch: It’s a loan you have...

Ask a Planner

Should you borrow to invest with the Smith Manoeuvre?

Warren is trying to crunch the numbers on borrowing to invest using a strategy often referred to as the...