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RESPs

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Education Money

You opened an RESP—now what?

A registered education savings plan is the best way to save for a child’s education. Here’s how to use...

You opened an RESP—now what?
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Education Money

Reducing risk in an RESP: How to invest as your kid approaches college or university

An RESP’s investment mix should evolve over time. Here’s how to focus on growing and then preserving your savings...

Reducing risk in an RESP: How to invest as your kid approaches college or university
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Education Money

RESP vs. RRSP and TFSA: What’s the best option for education savings?

Families saving for a child’s post-secondary education have more options than ever. With TFSAs, RRSPs and other accounts, does...

RESP vs. RRSP and TFSA: What’s the best option for education savings?
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Education Money

The top 5 questions about RESPs

What can an RESP be used for? What’s the best strategy for RESP withdrawals? Embark’s CEO answers these common...

The top 5 questions about RESPs

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RESPs

How much money does the government contribute to an RESP?

Government grants are one of the biggest reasons why Canadians open registered education savings plans for their kids. Here’s...

How much money does the government contribute to an RESP?
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Ask MoneySense

My three kids chose different educational paths. How do I withdraw RESP funds in a way that’s fair to them and avoids unnecessary taxes?

A Certified Financial Planner explains how RESP withdrawals and taxation can work for each of your children, regardless of...

My three kids chose different educational paths. How do I withdraw RESP funds in a way that’s fair to them and avoids unnecessary taxes?
A young woman checks her child's RESP balance on her phone

Ask a Planner

What to do when you have insufficient or unused RESP funds

RESPs often fall short of funding a child’s full education, but sometimes an account holder ends up with unused...

What to do when you have insufficient or unused RESP funds

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Student Money: How to pay for school and have a life—a guide for students and parents

Going to school is expensive—but so are extracurriculars. This financial guide covers how to pay for school, for both...

Student Money: How to pay for school and have a life—a guide for students and parents

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Jacks on Tax

Year-end tax-saving tips for Canadians for 2024

Tax planning in Canada isn’t just for March and April. These smart tax moves need to be made before...

Year-end tax-saving tips for Canadians for 2024

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