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Retirement

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The ripple effect of RRIF withdrawals

You may be surprised how much RRIF income increases your tax bill after age 71. Here are some ways...

The ripple effect of RRIF withdrawals

Retired Money

The Wealthy Barber retires 

David Chilton is retiring at 65 after four decades in personal finance. He shares why he’s stepping back and...

The Wealthy Barber retires 

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We’re not wealthy. What can a financial planner do for us?

A reader just wants an assessment of her and her husband’s finances. Turns out that’s the cornerstone of financial...

We’re not wealthy. What can a financial planner do for us?

Retired Money

AI for conservative investors

Artificial intelligence is transforming markets, but retirees should approach the AI investing theme with caution and a well-diversified portfolio.

AI for conservative investors

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Houses are seen in a neighbourhood on the side of a mountain, in Maple Ridge, B.C., on Thursday, Aug. 17, 2023.

Mortgages

House rich, cash poor: When a reverse mortgage might make sense

Reverse mortgages let older Canadians unlock home equity without selling. Learn how they work, the costs, risks, and when...

House rich, cash poor: When a reverse mortgage might make sense

Retired Money

Online “finfluencers” grow up

Canada's top finfluencers share how they built trust, grew audiences and navigate increasing regulatory scrutiny in a rapidly maturing...

Online “finfluencers” grow up
Man sitting on couch with calculator and notebook

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Should you incorporate to avoid CPP contributions?

Incorporating can eliminate the need to pay CPP contributions if you are self-employed but there are trade-offs that should...

Should you incorporate to avoid CPP contributions?

Retired Money

Is AI the ultimate retirement hack?

Artificial intelligence is best at overcoming the friction that stops you from taking up new pursuits, users insist.

Is AI the ultimate retirement hack?

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Segregated funds are no tax panacea

Could moving your RRIF into segregated funds lower estate taxes? Maybe—but higher fees and other trade-offs could leave your...

Segregated funds are no tax panacea

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