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Retirement

Retired Money

The calming genius of passive investing 

David Booth’s Stay Calm lays out the latest, highly convincing case for sticking to indexing and doing less as an investor.

The calming genius of passive investing 
spousal RRSP

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How a spousal RRSP can save couples tax

There are still unique advantages to spousal RRSP accounts, even after the advent of pension splitting.

How a spousal RRSP can save couples tax
veterans affairs canada

News

Veterans Affairs Canada to send out payments on Monday

Some Canadians will receive a payment from Veterans Affairs Canada (VAC) on Monday, September 28, 2026. The governmental department...

Veterans Affairs Canada to send out payments on Monday

Retired Money

The CAPE ratio, the 4% rule, and retirement anxiety

What retirement experts have to say now about surviving an untimely market crash.

The CAPE ratio, the 4% rule, and retirement anxiety

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The ripple effect of RRIF withdrawals

You may be surprised how much RRIF income increases your tax bill after age 71. Here are some ways...

The ripple effect of RRIF withdrawals

Retired Money

The Wealthy Barber retires 

David Chilton is retiring at 65 after four decades in personal finance. He shares why he’s stepping back and...

The Wealthy Barber retires 

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We’re not wealthy. What can a financial planner do for us?

A reader just wants an assessment of her and her husband’s finances. Turns out that’s the cornerstone of financial...

We’re not wealthy. What can a financial planner do for us?

Retired Money

AI for conservative investors

Artificial intelligence is transforming markets, but retirees should approach the AI investing theme with caution and a well-diversified portfolio.

AI for conservative investors

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Houses are seen in a neighbourhood on the side of a mountain, in Maple Ridge, B.C., on Thursday, Aug. 17, 2023.

Mortgages

House rich, cash poor: When a reverse mortgage might make sense

Reverse mortgages let older Canadians unlock home equity without selling. Learn how they work, the costs, risks, and when...

House rich, cash poor: When a reverse mortgage might make sense

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