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Retirement income

Ask a Planner

Can you transfer a RRIF to a TFSA—and what are the tax implications?

Canadians can transfer some registered accounts without withdrawing funds. What happens when you want to transfer a RRIF to...

Can you transfer a RRIF to a TFSA—and what are the tax implications?
Two men discussing the RRIF withdrawal chart

RRIFs

Downloadable RRIF withdrawal rates chart 2024

How much can you take from your RRIF in 2024? That depends on your age. Check the rate for...

Downloadable RRIF withdrawal rates chart 2024
Newly retired couple travelling wonders about converting RRSP

Ask a Planner

Should you max out your RRSP before converting it to a RRIF?

Here’s what to consider before converting an RRSP to a RRIF.

Should you max out your RRSP before converting it to a RRIF?
Senior couple uses computer to tackle budget

Retired Money

How to double your CPP income

New analysis from the National Institute on Ageing makes a strong case for delaying Canada Pension Plan payments to...

How to double your CPP income

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Retired couple looks at income statements online

Ask a Planner

“Should I delay my CPP if I’m not contributing to it?”

You can still benefit from deferring Canada Pension Plan payments with less than maximum contributions.

“Should I delay my CPP if I’m not contributing to it?”
Celebrating 72nd birthday and converting an RRSP into a RRIF

Retired Money

How to cope with the RRSP-to-RRIF deadline in your early 70s

You don’t want to miss the conversion deadline at the end of the year you turn 71—you’ll be on...

How to cope with the RRSP-to-RRIF deadline in your early 70s
A man and a woman in their 40s, looking at their respective retirement plans on a laptop.

Retirement

How to start saving for retirement at 45

Is 45 too late to start saving for retirement? Of course not. With thoughtful saving and good advice, this...

How to start saving for retirement at 45
Book cover Retired Income for Life by Fred Vettesse on a pile of Canadian money.

Retired Money

Retirement Income for Life: Why Canadian retirees love Frederick Vettese’s books and his PERC

What’s new in the latest edition of Retirement Income for Life? A long-time fan digs into the book and...

Retirement Income for Life: Why Canadian retirees love Frederick Vettese’s books and his PERC

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Canadian working part-time in retirement wondering if he can collect employment insurance EI

Retirement

How to qualify for EI benefits in retirement in Canada

Just because you paid loads into a program doesn't mean you'll get EI benefits when you retire

How to qualify for EI benefits in retirement in Canada

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