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Retirement

Ask a Planner

How to avoid RRSP overcontributions when you have a deferred profit sharing plan

Maxing out employer contributions is an easy way to boost your retirement savings. Here’s how to do it without...

How to avoid RRSP overcontributions when you have a deferred profit sharing plan

Retirement

What to do if you outlive your retirement savings

Some Canadian seniors enter retirement without savings or run out of money over time. Here’s how they can stay...

What to do if you outlive your retirement savings
Seniors estate planning

Ask MoneySense

Should I draw down my RRIF to avoid estate taxes?

Yes, your estate will pay a high rate of tax on your RRIF when you die. But it usually...

Should I draw down my RRIF to avoid estate taxes?

Ask a Planner

Can you make RRSP contributions after age 71?

Here’s why you might see an RRSP deduction limit on your notice of assessment, even when you’ve already converted...

Can you make RRSP contributions after age 71?

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Canadian man at 71 thinking about his RRIF withdrawal plan on a walk.

Retired Money

How to make sure you have enough money to fund your RRIF withdrawals

Once you start RRIFing, how do you make sure you have enough cash, and should you dial down risk?

How to make sure you have enough money to fund your RRIF withdrawals

Financial Planning

Bob Joyce, financial advisor

Meet Bob Joyce, an advice-only financial planner based in Hacketts Cove, N.S.

Bob Joyce, financial advisor

Ask a Planner

When and how should I start drawing on my retirement savings?

There’s more than one way to optimize your income after retiring. Some strategies can boost wealth, and others may...

When and how should I start drawing on my retirement savings?
A head shot of financial advisor Steve Ambeault

Financial Planning

Steve Ambeault, financial advisor

Steve Ambeault is a financial planner based in Edmonton and Calgary. Find out more about his services.

Steve Ambeault, financial advisor

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Older woman working in department store

Retired Money

Why “unretirement” may be the fate of so many Canadians

Economic uncertainty, inflation and the decline of workplace pensions have left growing numbers of seniors unable to leave their...

Why “unretirement” may be the fate of so many Canadians

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