RRIF Archives

The benefits of depleting savings to avoid estate taxes depends on many variables. But if you live a decade...

Should you hold equities? Fixed income? An annuity? Or all three? Financial advisors debate the options in today’s “tariffied”...

I had three meetings this past week with Canadian clients where I challenged their real estate strategies. Here’s why.

The party’s platform proposals may impact RRIF minimum withdrawals, income tax and more. Here’s how Canadians can plan for...

Yes, your estate will pay a high rate of tax on your RRIF when you die. But it usually...

Here’s why you might see an RRSP deduction limit on your notice of assessment, even when you’ve already converted...

Once you start RRIFing, how do you make sure you have enough cash, and should you dial down risk?

There’s more than one way to optimize your income after retiring. Some strategies can boost wealth, and others may...

Canadians must begin taking RRIF withdrawals the year after converting an RRSP. What happens if you convert only part...