RRSP

Retirement

Planning for retirement with little or no savings to draw on

Planning for retirement with little or no savings to draw on
A man and a woman in their 40s, looking at their respective retirement plans on a laptop.

Retirement

How to start saving for retirement at 45

Is 45 too late to start saving for retirement? Of course not. With thoughtful saving and good advice, this...

How to start saving for retirement at 45
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Retirement

RRIF and LIF withdrawal rates: Everything you need to know

Most registered retirement savings plans are eventually converted to registered retirement income funds. Here’s what to know about RRIF...

RRIF and LIF withdrawal rates: Everything you need to know

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What to do if you overcontributed to your RRSP

If you’ve accidentally overcontributed to your RRSP, you may pay a tax penalty. Here are your options for promptly...

What to do if you overcontributed to your RRSP

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When are TFSAs and RRSPs actually taxable?

Here’s what investors should know about the tax payable on U.S. and Canadian stocks in an RRSP and TFSA.

When are TFSAs and RRSPs actually taxable?
Book cover Retired Income for Life by Fred Vettesse on a pile of Canadian money.

Retired Money

Retirement Income for Life: Why Canadian retirees love Frederick Vettese’s books and his PERC

What’s new in the latest edition of Retirement Income for Life? A long-time fan digs into the book and...

Retirement Income for Life: Why Canadian retirees love Frederick Vettese’s books and his PERC
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RESPs

What can an RESP be used for?

What can an RESP be used for?
A woman is looking at her notice of assessment to determine her RRSP contribution room.

RRSPs

How do the RRSP contribution carry-forward rules work?

How do the RRSP contribution carry-forward rules work?

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Retirement

What’s my RRSP contribution limit?

What’s my RRSP contribution limit?

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