Investing

Borrowing money to invest

Should you open a margin account with your broker, or opt for an RRSP loan? Read about the potential...

Mortgages

Contribute to RRSP or pay off mortgage?

Does it make sense to put some extra cash into an RRSP or use it to help pay off...

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How to avoid probate fees in Canada

Avoiding probate fees in Canada involves implementing strategies such as using beneficiary designations, joint ownership, and establishing trusts to...

Save

10 simple ways to save money

As life in Canada becomes more expensive, it’s important to have a savings strategy. Here are 10 steps you...

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4 strategies for income splitting with a lower-income spouse

If one spouse does not work, is it beneficial for the other to invest and buy stocks in their...

Taxes

2022 Income Tax Guide for Canadians: Deadlines, tax tips and more

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What do to with a spousal RRSP at age 71

Converting the account to a spousal RRIF is a common option, but be aware of the income attribution rules.

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Are your deposits at Canadian financial institutions safe?

The failure of Silicon Valley Bank has highlighted risks in the U.S. banking system. Should Canadians with large deposits...

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Financial planning in your 70s

Be mindful of these money concerns, even after retirement.