4 strategies for income splitting with a lower-income spouse
If one spouse does not work, is it beneficial for the other to invest and buy stocks in their...
TFSAs
Are your deposits at Canadian financial institutions safe?
The failure of Silicon Valley Bank has highlighted risks in the U.S. banking system. Should Canadians with large deposits...
Financial planning in your 70s
Be mindful of these money concerns, even after retirement.
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What to look for in your first job after graduation—besides a good salary
New grads are often shouldering debt, and many hope to land their first job quickly. Here are some factors...
Registered vs non-registered accounts: Where retirees should make withdrawals
When you have the choice for withdrawals, it makes sense to look at the pros and cons of taking...
What is considered day trading in a TFSA
The recent Ahamed v. The King decision by the Tax Court of Canada highlights risks for investors who trade...
Selling stocks at a loss in a TFSA: What it means for your contribution room
Before holding speculative stocks in a TFSA, consider what reporting a capital loss means for your contribution room going...
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What happens to my RRIF when I die?
Here’s how to leave assets in your RRIF account to your spouse, common-law partner, children, grandkids or other beneficiaries—and...