Put extra money towards your mortgage

Your return will beat anything you could get on a GIC or mutual fund.



Online only.


Your return will beat anything you could get on a GIC or mutual fund.

For instance, if you have a $250,000 25-year mortgage at 5% and you pay $200 a month on top of your regular payments, you’ll save $40,000 in interest and pay off your home 5 years sooner. Where else can you find a return like that?

40 comments on “Put extra money towards your mortgage

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  2. I did the math on an online calculator and with my interest rate of 3.89% on around $180,000 mortgage it was far better to put $25,000 into an RRSP than to pay down my mortgage. I plan to take the cash back and apply to the mortgage. When interest rates are high paying your mortgage down is always a good idea.


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