How to double your CPP income
New analysis from the National Institute on Ageing makes a strong case for delaying Canada Pension Plan payments to...
Pensions
“Should I delay my CPP if I’m not contributing to it?”
You can still benefit from deferring Canada Pension Plan payments with less than maximum contributions.
Don’t get stuck on financial advice that doesn’t ring true
Financial experts debunk old money myths and offer advice that many Canadians might find more helpful today.
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RRIF and LIF withdrawal rates: Everything you need to know
Most registered retirement savings plans are eventually converted to registered retirement income funds. Here’s what to know about RRIF...
Retirement Income for Life: Why Canadian retirees love Frederick Vettese’s books and his PERC
What’s new in the latest edition of Retirement Income for Life? A long-time fan digs into the book and...
How to model retirement income in Canada
The risk of having too much money left when you die is real. Often realizing this comes too late...
Inflation a scourge for retirees? Ottawa’s silver lining(s)
Inflation and taxes—both can affect retirement income. Thankfully CPP, OAS and GIS have inflation indexing. Here’s how it may...
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Tax implications of making transfers between registered accounts
When transferring money from LIRA to a LIF and RRSP, would that result in being taxed twice?