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Buying

Paying back the RRSP Home Buyers’ Plan

One reader wants to know if he should bother paying back his HBP loan

Paying back the RRSP Home Buyers’ Plan

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Use the principal residence exemption to save on taxes

When you own multiple properties there are strategies to help save on capital gains taxes

Use the principal residence exemption to save on taxes

Buying

We don’t charge you mortgage insurance: CMHC

You could still pay a premium even with a 20% down-payment

We don’t charge you mortgage insurance: CMHC

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Capital gains tax: Declaring the cottage ‘principal residence’

Almost all property is subject to capital gains tax

Capital gains tax: Declaring the cottage ‘principal residence’

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RRSP withdrawals help pay for unexpected expenses

Unused RRSP contributions can be deducted against withdrawals

RRSP withdrawals help pay for unexpected expenses

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Can I sell property and avoid capital gains tax?

Buying in a foreign country doesn't exempt you from Canadian tax

Can I sell property and avoid capital gains tax?

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When to invest in a syndicated mortgage

Pooling your money to buy into a syndicated mortgage is a risky investment

When to invest in a syndicated mortgage

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Charging pet rent is legal

Tenants in Saskatchewan could pay extra each month for pets

Charging pet rent is legal

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Using a RRIF to pay down the mortgage

Should you eliminate debt with savings? Not always

Using a RRIF to pay down the mortgage

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