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Articles By Vickram Agarwal:

Two young people working at a table

Financial Planning

Are you planning for a financial future you can no longer predict?

We plan for the future based on what worked in the past. But what happens when the next generation...

Are you planning for a financial future you can no longer predict?

Spend

Why you paid for the gym but never went

Some expenditures stand in for the work required to actually reach our goals. Think of those before you swipe...

Why you paid for the gym but never went
Man and woman working at a table

Financial literacy

Learning to disagree is a financial skill

Working with a financial expert doesn’t mean you should always agree. Learn how respectful disagreement can lead to better...

Learning to disagree is a financial skill
illustration of person holding coins

Budgeting

What if your income isn’t the constraint you think it is?

Frugality can help you spend less, but it can also make you too comfortable. Here’s why sometimes the better...

What if your income isn’t the constraint you think it is?

Newcomers to Canada

What money values are we passing on to our kids?

It’s not what we say so much as what we do that children end up modeling.

What money values are we passing on to our kids?
Couple sitting at a desk across from financial planner

Financial Planning

When financial expertise becomes a blind spot

The technically correct financial decision isn’t always the right one. Here’s why expertise can create blind spots when it...

When financial expertise becomes a blind spot

Spend

What we lost when spending got easier

Friction at the point of sale used to give us pause to reconsider our purchases. Today's retail systems are...

What we lost when spending got easier

Newcomers to Canada

Life runs on one clock, money runs on another

Why two people at the same life stage can be years apart financially, and how timing, housing, immigration and...

Life runs on one clock, money runs on another
Person shrugging his shoulders

Save

Money and the price of indecision

Why do we know we're overpaying and still do nothing about it? A personal look at loyalty, inertia, and...

Money and the price of indecision