How to avoid OAS clawbacks when you’ve had a temporary increase in income
A one-time bump in Sam’s income triggered an Old Age Security benefit clawback, and he wants to know if...
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Incorporated business owners: Should you pay yourself a salary?
If you own an incorporated business, you can pay yourself a salary—but sometimes it’s the wrong choice.
Transferring employer pensions to LIRAs, LIFs and RRSPs
Can you take it with you? After quitting his job, Andrew wants to know if he can transfer that...
Home buyers: How large should your down payment be?
Is it best to maximize your down payment on a house or condo purchase, or keep some money to...
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How much should you withdraw from your RRIF?
Sandy wants to deplete a registered retirement income fund by age 90 and wonders how much to take out...
Can you change your mind about taking CPP early?
Rena started receiving Canada Pension Plan benefits at age 60 and wants to know if she can now defer...
Divorce over 50: managing your finances if you find yourself single in the run-up to retirement
"Grey divorce" is on the rise—and it can have significant financial impacts, from daily cash flow to tax planning...
Can you receive a government pension if you live outside of Canada?
Helen wants to know if her father can receive Old Age Security benefits, despite not living in Canada for...
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RESP guide: Making the shift from saving for your child’s post-secondary education, to funding it
Parents may spend years contributing to registered education savings plans for their kids, but only realize when it’s time...