What to do when banks give questionable financial advice to seniors
Mel can't get a straight answer from his bank about his investment fees and is looking for some input...
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Getting the most out of retirement income planning with an older spouse
Ellen is curious how pension income splitting works when there is a big age difference between spouses. There are...
Disability, income splitting and tax reduction
Rob’s wife is unable to work due to a chronic illness. He’s trying to plan for tax reduction in...
Why it’s still worth it for high-income seniors to apply for OAS
Eileen is worried about the adverse impact on her taxes if she applies for OAS, and wonders if she...
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The limits of Old Age Security survivor benefits
Lillian lost her husband and wants to know what happens to his Old Age Security pension.
What’s the best time to transfer a TFSA between institutions?
Sandie wants to get the timing of her TFSA transfer right
The downside of naming children as RRIF beneficiaries
Kerry is doing some estate planning with his RRIF and wants to make sure it goes to his wife...
Can you transfer your full pension into an RRSP?
Margaret wants to know how to avoid losing some of her pension if she transfers it into an RRSP...
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RRIFs and income splitting in the year of death
Gloria’s husband died recently. She’s looking for clarification on what happens with his RRIF and if and how she...