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Columns

Tech

Apple Watch delays findependence

The low-end model could set you back 17 days

Apple Watch delays findependence
To avoid foreign withholding taxes on ETFs, find a TSX-listed version with similar holdings (Andrew Rich/Getty Images)

Taxes

Avoid foreign withholding taxes on international ETFs

Buy the TSX-listed version with the same holdings

Avoid foreign withholding taxes on international ETFs

Selling

Pay less taxes when selling real estate

When in doubt, file the receipt

Pay less taxes when selling real estate
Don't confuse bank representatives with financial planners (Jose Luis Pelaez Inc./Getty Images)

Retirement

Financial planner without a plan

Despite having worked with several bank reps, George still doesn’t have a plan and it's costing him dearly

Financial planner without a plan

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Mortgages

Basics of mortgage debt ratios

How the TDS and GDS are calculated

Basics of mortgage debt ratios

Ask MoneySense

How to become a knowledgeable investor

Local colleges and online courses provided plenty of options

How to become a knowledgeable investor

Real Estate

RRSP withdrawals help pay for unexpected expenses

Unused RRSP contributions can be deducted against withdrawals

RRSP withdrawals help pay for unexpected expenses

Retirement

The elusive definition of financial independence

Has Wikipedia nailed it or do we need a better, more all-encompassing definition?

The elusive definition of financial independence

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Real Estate

Can I sell property and avoid capital gains tax?

Buying in a foreign country doesn't exempt you from Canadian tax

Can I sell property and avoid capital gains tax?

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