What to do when you have insufficient or unused RESP funds
RESPs often fall short of funding a child’s full education, but sometimes an account holder ends up with unused...
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How the Liberals’ re-election impacts RRIFs, taxes and more
The party’s platform proposals may impact RRIF minimum withdrawals, income tax and more. Here’s how Canadians can plan for...
How to save on your taxes with automobile logs
You can deduct a lot for valid automobile expenses, but you’ll need to keep a detailed record of your...
The price of a trade war? Gen Z might be paying for decades
The volatility in the stock market, an insecure economy and job loss are all on the minds of young...
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Is now a good time to buy bitcoin?
In the face of tariffs and economic uncertainty, is bitcoin a safe haven asset? Plus, gold vs. bitcoin, and...
How to avoid RRSP overcontributions when you have a deferred profit sharing plan
Maxing out employer contributions is an easy way to boost your retirement savings. Here’s how to do it without...
Should I draw down my RRIF to avoid estate taxes?
Yes, your estate will pay a high rate of tax on your RRIF when you die. But it usually...
Can you make RRSP contributions after age 71?
Here’s why you might see an RRSP deduction limit on your notice of assessment, even when you’ve already converted...
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Making sense of the Bank of Canada interest rate decision on April 16, 2025
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