Should retirees reduce RRIF payments during COVID-19?
In March, the federal government gave RRIF owners the option of withdrawing 25% less than the mandated annual minimums...
Retired Money
Should you delay your retirement because of COVID-19?
Some are suggesting Baby Boomers set back their retirement by up to five years to give their investments time...
Reconsidering when to take CPP benefits amid COVID-19 risk
Most or even all of your Canada Pension Plan benefits may be lost to your partner, should you die...
When is the best time to start taking your CPP payments?
After a lifetime of contributions, Canada Pension Plan benefits can be worth, on average, more than $200,000—if you time...
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Is early retirement a realistic goal for most people?
Some financial independence bloggers promote the idea that less work equals more happiness, which may not be true for...
Canadians are still paying too much in investment fees
Millennials and Gen Z missed the memo on how much management fees erode returns over the long term, according...
Good news: Your RRSP is probably in better shape than you think
In his new book, MoneySense contributor David Aston says a “basic” retirement at age 65 can be achieved with...
Can you have too much invested inside an RRSP?
If both members of a couple die with a huge combined RRIF, their heirs may share half the estate...
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How long will your retirement nest egg last?
Studies show that for every retiree who is spending too little, there is another one who is spending too...