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Retirement Plan Form Insurance Financial Concept

Retired Money

In planning for retirement, worry about longevity rather than dying young

Canadians are living longer, making longevity risk one of retirement’s biggest challenges. Here’s how longevity income funds like Purpose’s...

In planning for retirement, worry about longevity rather than dying young

Newcomers to Canada

Want to start a business? Work on your personal finances first

For those new to Canada, it's especially important to build a solid financial base to boost your chances of...

Want to start a business? Work on your personal finances first
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Can you save tax by putting severance into a corporation?

A CFP breaks down how severance and salary continuance are taxed, and explains when corporations do (and don’t) make...

Can you save tax by putting severance into a corporation?

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Tax implications of shareholder loans

Shareholder loans are often misunderstood by incorporated business owners. It is important to consider the tax implications.

Tax implications of shareholder loans

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If not bonds, then what?

Many investors disparage bonds—with good reason. You have to determine what problems these investments solve and whether there are...

If not bonds, then what?

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The tax implications of moving to Québec

The Québec tax system has some key differences compared to other parts of Canada or other countries. Here is...

The tax implications of moving to Québec
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Your TFSA reset for the new year

If you’re not among the few who max out their TFSA every January 1, these new year TFSA tips...

Your TFSA reset for the new year

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Should I hold my house in a trust?

Silvana is wondering if a trust for her home could save taxes or help with estate planning. Here’s what...

Should I hold my house in a trust?

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Retired Money

Unlocking the Annuity Puzzle: Why Canadians avoid what seems to be the perfect retirement vehicle

Annuities promise guaranteed lifetime income—so why do Canadians avoid them? We unpack the “annuity puzzle” and when they may...

Unlocking the Annuity Puzzle: Why Canadians avoid what seems to be the perfect retirement vehicle

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