loans

Should you pay off a personal loan early?

Paying off a personal loan early can save interest, but it’s not always the best use of extra cash....

Auto

The state of the Canadian used car market: Trends, insurance, and the true cost of ownership

Used car prices remain high in 2026, pushing buyers to put down less and finance more. Here’s how insurance...

Ask a Planner

How to unwind a spousal loan

A lot of spousal loans and other prescribed rate loans were established over the past 10 years. How do...

loans

How to improve your chances of being approved for a personal loan

If you’re applying for a personal loan, chances are it’s not because everything is going perfectly. Maybe you’re juggling...

loans

Setting expectations important when lending money to loved ones

Lending money to loved ones can strain your finances and relationships. learn when to say no, what to consider...

loans

Loans for Canadians with bad credit: How to improve your score

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Ratehub.ca

Mortgages

How much income do you need to buy a home in Canada? A look at housing affordability in June 2025

Created By

Ratehub

Shopping

What to know before you use “buy now, pay later” in Canada

Many retailers offer buy now, pay later programs to encourage spending. Understand the risks, including how your BNPL data...

Mortgages

Renewing your mortgage? A guide for Canadians

We’ve put together all the tools and strategies you need to manage the shock of renewing your home loan...