Line of Credit

Three diverse young women chat and drink coffee

Debt

How to build credit history in Canada

How to build credit history in Canada
A young man looks at a stack of unpaid bills

loans

Debt demystified: How to calculate your debt

Debt demystified: How to calculate your debt
The streetview of a white house with red trim and a white picket fence in the fall

Real Estate

How to use equity to buy a second home

We look at four common ways of financing the purchase of a second property using equity built up in...

How to use equity to buy a second home
A young woman checks her credit score on her smartphone

Financial literacy

Credit scores and credit reports: What newcomers to Canada need to know

Credit scores and credit reports: What newcomers to Canada need to know

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A woman is sitting at her desk, using her calculator to figure out her debt-to-income ratio.

loans

How to calculate your debt-to-income ratio—and why you should know this number

How to calculate your debt-to-income ratio—and why you should know this number
A woman sits at her computer, holding a credit card, contemplating using a line of credit to pay off her credit card debt

loans

Does it make sense to use a line of credit to pay off credit card debt?

Does it make sense to use a line of credit to pay off credit card debt?
A woman in her 80s is sitting on her couch at home, removing her glasses, as she is thinking about selling her home or get a reverse mortgage.

Ask a Planner

Should I sell and rent or get a reverse mortgage?

What to consider before selling your home or getting a reverse mortgage. The math reveals the real costs for...

Should I sell and rent or get a reverse mortgage?
A couple sitting on their couch enjoying their home, as they look out the windwo

Debt

Should you take RRSP withdrawals to pay down debt?

With a partner out of work, this reader is considering a RRSP withdrawal to try to reduce her mortgage...

Should you take RRSP withdrawals to pay down debt?

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person installing flooring inside a home

Real Estate

Ways to finance a home renovation in Canada

With the pandemic keeping more of us at home, for more hours of the day, about a fifth of...

Ways to finance a home renovation in Canada

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