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“We’re well off in retirement. How can we pay less tax?”

A financial planner explains some tax-saving strategies that Canadian retirees may not have thought of.

“We’re well off in retirement. How can we pay less tax?”
A dad and teenage son look at RESP info on a phone.

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How to withdraw RESP funds

Many Canadian families save for their kids’ post-secondary education with an RESP account. How do RESP withdrawals work?

How to withdraw RESP funds
A man and woman look at a laptop in their living room

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Can you move income back and forth between spouses?

A MoneySense reader wants to report half the capital gain for a rental property on his spouse’s tax return....

Can you move income back and forth between spouses?
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Should you sell stocks to simplify with an all-in-one ETF?

A MoneySense reader wants to sell stocks and buy ETFs but has concerns about the tax implications. Here’s what...

Should you sell stocks to simplify with an all-in-one ETF?

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What’s better for buying a second home: HELOC or personal loan? 

A MoneySense reader wants to buy a second property, perhaps using the equity in her primary residence. What should...

What’s better for buying a second home: HELOC or personal loan? 

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“I inherited my husband’s TFSA. Does that affect my contribution room?”

It matters how you designate a spouse on your TFSA should you die before they do. Successor holders get...

“I inherited my husband’s TFSA. Does that affect my contribution room?”
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4 underused tax and financial benefits Canadians are overlooking

Many people aren’t taking advantage of the tax credits and government benefits they’re eligible for. Jason Heath highlights four...

4 underused tax and financial benefits Canadians are overlooking
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How to handle a stock with a huge capital gain

Investors are sometimes reluctant to sell a stock because the capital gains tax will be substantial. Here are some...

How to handle a stock with a huge capital gain

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How can couples avoid capital gains tax on property in Canada?

A MoneySense reader asks what tax and probate implications she might face if she inherits a rental property held...

How can couples avoid capital gains tax on property in Canada?

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