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Financial Planning

Gail Vaz-Oxlade

Financial Planning

10 personal finance tips from Gail Vaz-Oxlade

"Don't use credit like a back-up plan"

10 personal finance tips from Gail Vaz-Oxlade
mortgage rate change

Selling

Lower your IRD mortgage penalty

Most mortgages have a fee to exit the contract, but calculating it can be confusing and expensive

Lower your IRD mortgage penalty
beneficiaries

Financial Planning

How many beneficiaries can you have?

Four of five big banks have no maximum

How many beneficiaries can you have?
paying off the mortgage

Mortgages

Mortgage math when you have 2 properties

We're told to pay off high interest debts first, but is there an exception to that rule?

Mortgage math when you have 2 properties

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Canadian real estate

Selling

The real estate math mistake we all make

Selling a paid-off home is pure profit, but our brains just don't see it that way

The real estate math mistake we all make
investing

Financial Planning

Should I trust my advisor or accountant?

Here's what to consider when faced with conflicting advice

Should I trust my advisor or accountant?

Pensions

When to tap into government pensions

Take them early or defer? Here’s how to get the most out of OAS and CPP

When to tap into government pensions

Pensions

Does the CPP factor in recent contributions?

In recent years, the government hasn't been prompt in updating your information

Does the CPP factor in recent contributions?

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future investment returns probate fees

Investing

Investors, advisors welcome to the age of transparency

CRM2 has finally arrived. Here's what it means to fee and performance disclosure

Investors, advisors welcome to the age of transparency

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