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Financial Planning
Is the family responsible to pay the mortgage for a loved one who has passed away?
When a home owner dies with money owing on the property, the type of ownership determines who is accountable...
How capital gains tax on property is divided in a divorce
When a couple separates, how does owning, transferring and dividing multiple properties affect capital gains?
Can a LIRA be transferred to an RRSP with no contribution room in Ontario?
Moving money from a LIRA or LIF to an RRSP or RRIF can have benefits. Here’s what to consider...
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Co-ownership: Are there any tax implications if you sell part of your house to a relative?
A finance expert addresses capital gains taxes, possible tax credits, and other factors related to co-ownership of a home.
Making sense of the markets this week: August 7
Do earnings matter in 2022? Will Canada follow the U.S. into a recession? Plus other fascinating market fodder.
“COVID made me do it”: Taking stock of pandemic money decisions
Social distancing, lockdowns and WFH compelled many of us to make big purchases and even bigger life changes. It’s...
5 surprises to avoid when switching mortgages before your term ends
Switching your mortgage can save you money—but be careful not to pick an offer that reduces that benefit by...
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Do I really need life insurance?
Purchasing a life insurance policy is considered good planning and, for some, the pinnacle of “adulting.” Here’s how to...