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“Should I loan investments or money to my spouse?”

The idea is to split income, following Canada Revenue Agency guidelines, so the family pays less tax overall.

“Should I loan investments or money to my spouse?”

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Should you use TFSAs and savings to pay off your mortgage?

It’s important to consider whether your TFSAs are earning more than you’re paying in mortgage interest, as well as...

Should you use TFSAs and savings to pay off your mortgage?
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Maintaining your asset allocation while you draw down funds from a RRIF

If you plan on managing your own investments in retirement, here’s a simple way to rebalance your portfolio.

Maintaining your asset allocation while you draw down funds from a RRIF

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Websites connect students with post-secondary funding help

One innovative solution allows students, their parents and kind donors to convert unused loyalty points into tuition dollars.

Websites connect students with post-secondary funding help

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Should you opt in to a group RRSP?

If your employer offers a matching contribution, you get an automatic return on investment that would be tough to...

Should you opt in to a group RRSP?

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Could retiring at 61 significantly reduce your CPP benefit?

Ellen has contributed to the Canada Pension Plan for most of her life. She’d like to retire early, but...

Could retiring at 61 significantly reduce your CPP benefit?

Debt

How to improve your credit score

These tips will help you do it as quickly as possible

How to improve your credit score

Financial Planning

The life-changing magic of low-cost investing

When it comes to your returns, a penny saved on products and advice is a penny earned.

The life-changing magic of low-cost investing

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Do teenagers need to file a tax return if they work part-time?

Like many milestones, this one can be used as a “teachable moment” for kids and parents.

Do teenagers need to file a tax return if they work part-time?

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