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What is wealth insurance?

Charles wants to know if he should consider buying wealth insurance in order to maximize the after-tax value of...

What is wealth insurance?

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How to leave money to an adult child with no investing know-how

Dee wants to ensure that her son receives a regular monthly income, while protecting the lump sum of his...

How to leave money to an adult child with no investing know-how

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Gifting real estate to your adult children

Consider the impact of potential capital gains tax, what might happen to the property if your child gets divorced...

Gifting real estate to your adult children

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Getting a head start on their golden years

Tim is 47, and his wife is 46. They’re aggressively paying off their mortgage and will have defined benefit...

Getting a head start on their golden years

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Financial Planning

10 things private schools won’t tell you

Some private schools deliver great educations. Others are major disappointments. We set out to discover what really goes on...

10 things private schools won’t tell you

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Playing with the FIRE movement

The FIRE movement preaches an extreme frugality that isn't sustainable for the majority of us. But taking on board...

Playing with the FIRE movement

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How to tell if you’re over-using credit—and get it under control

Remember that it took time to get into debt, so it will take time to get out of debt....

How to tell if you’re over-using credit—and get it under control

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“Should I loan investments or money to my spouse?”

The idea is to split income, following Canada Revenue Agency guidelines, so the family pays less tax overall.

“Should I loan investments or money to my spouse?”

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Should you use TFSAs and savings to pay off your mortgage?

It’s important to consider whether your TFSAs are earning more than you’re paying in mortgage interest, as well as...

Should you use TFSAs and savings to pay off your mortgage?

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