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Pensions

Signage is seen in the reception of CPP Investments' Toronto offices, on Thursday, September 21, 2023.

Pensions

Young Canadians sue CPP Investments over climate risks

Plaintiffs allege the Canada Pension Plan is exposing their retirement savings to unnecessary risk by underestimating climate change impacts.

Young Canadians sue CPP Investments over climate risks
A senior-age woman looks at her tablet on a park bench.

Retirement

CPP payment dates in 2025, and more to know about the Canada Pension Plan

Here’s how Canada’s retirement pension plan works, who’s eligible for CPP, when you can start receiving CPP, and CPP...

CPP payment dates in 2025, and more to know about the Canada Pension Plan
An older couple does stretches in a park

Retirement

OAS payment dates in 2025, and more to know about Old Age Security

Here’s how Canada’s Old Age Security pension works, who’s eligible for OAS, when you can start receiving OAS, and...

OAS payment dates in 2025, and more to know about Old Age Security
A retired woman on a sofa reading a book

Retirement

RRIF and LIF withdrawal rates: Everything you need to know

Most registered retirement savings plans are eventually converted to registered retirement income funds. Here’s what to know about RRIF...

RRIF and LIF withdrawal rates: Everything you need to know

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Retired Money

Retirement planning advice for people who don’t use an advisor

Retirement Club for Canadians offers a sounding board and resources for people who manage retirement finance all on their...

Retirement planning advice for people who don’t use an advisor

Ask MoneySense

Should we draw down my spouse’s RRIF faster?

The benefits of depleting savings to avoid estate taxes depends on many variables. But if you live a decade...

Should we draw down my spouse’s RRIF faster?

Columns

How to allocate a RRIF for secure income in retirement

Should you hold equities? Fixed income? An annuity? Or all three? Financial advisors debate the options in today’s “tariffied”...

How to allocate a RRIF for secure income in retirement

Retirement

What to do if you outlive your retirement savings

Some Canadian seniors enter retirement without savings or run out of money over time. Here’s how they can stay...

What to do if you outlive your retirement savings

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Ask a Planner

When and how should I start drawing on my retirement savings?

There’s more than one way to optimize your income after retiring. Some strategies can boost wealth, and others may...

When and how should I start drawing on my retirement savings?

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