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Pensions

Retirement

Future retirees may face “steep decline” in living standards

Those born in the 1980s will face a 30% drop

Future retirees may face “steep decline” in living standards
defined benefit pension plans

Annuities

Tontines vs life annuities

Why this Medieval risk-sharing concept beats annuities

Tontines vs life annuities
defined benefit pension plans

Pensions

What increased CPP contributions could mean for you

Lower earners to see little change

What increased CPP contributions could mean for you
bonds vs. cash

Retirement

If I have a pension, should I cut down on bonds?

You don't need high-risk investments with a pension

If I have a pension, should I cut down on bonds?

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Pensions

The 5 ‘wealth zones’ of decumulation

Here's a useful analogy to help with the transition from saving to spending

The 5 ‘wealth zones’ of decumulation

Pensions

Ontario approves launch of ORPP in 2017

Two-thirds of Ontarians could be forced to join

Ontario approves launch of ORPP in 2017

RRIFs

Scared to spend your retirement savings?

David is sitting pretty going into retirement but he’s reluctant to draw on his savings at all

Scared to spend your retirement savings?

Pensions

How to maximize government pensions

The timing of when to begin CPP can be more art than science

How to maximize government pensions

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Retirement

Pension withdrawals: Lump-sum vs. deferred payment

Bill is trying to make a choice between taking a lump-sum commuted value from his defined benefit pension or...

Pension withdrawals: Lump-sum vs. deferred payment

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