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Retirement

Self-employed with no pension

Here’s how freelance workers and entrepreneurs in Canada can use the unique aspects of “working for yourself” to build...

Self-employed with no pension

Ask a Planner

Which types of pension income can be split with your spouse in retirement?

Splitting income with your spouse can help you to pay less tax. Here are some types of retirement income...

Which types of pension income can be split with your spouse in retirement?
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Investing

“Help! My RRSPs are all over the place”

Having multiple retirement savings accounts can make it tough to monitor the mix and returns on all of your...

“Help! My RRSPs are all over the place”
A woman is looking at her notice of assessment to determine her RRSP contribution room.

RRSPs

How do the RRSP contribution carry-forward rules work?

What are the rules about RRSP carry forwards? Should you ever defer deducting a contribution?

How do the RRSP contribution carry-forward rules work?

Investing

6 times when a GIC is a smart investment choice

Yes, guaranteed investment certificates are conservative—and that’s precisely why they’re the right investment choice in certain life stages and...

6 times when a GIC is a smart investment choice
A young woman smiles as she buys a GIC on her laptop

GICs

How GIC interest rates work

Find out what factors affect GIC rates and how to buy these low-risk investments.

How GIC interest rates work
A smiling young man takes notes about his G I C returns in a cafe

Investing

What types of GICs are available in Canada?

With GICs, you can grow your money without risk. We explain the benefits of investing in GICs and the...

What types of GICs are available in Canada?
A young couple studies GIC rates on a laptop

GICs

Are GICs a good investment right now?

GICs can help cushion savings against the impacts of inflation and balance risk in a portfolio. Here’s how GICs...

Are GICs a good investment right now?

Ask a Planner

Should you hold gold in a RRIF?

Is gold a safe asset to invest your retirement savings? A Certified Financial Planner offers some perspective.

Should you hold gold in a RRIF?